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  • BUYER: Signs contract and gives the Broker check for initial earnest money. Contract subject to 3 day attorney review
  • SELLER: Accepts and signs contract. Subject to 3 day attorney review
  • BROKER: Performs home inspection as per contract & provides copies of reports as required
  • SELLER: Gives attorney and broker last paid tax bill, survey, deed, and/or abstract of title
  • BUYER: Makes application for mortgage, if any
  • BUYER: Increases earnest money to amount agreed upon on date specified by contract
  • BUYER & BROKER: Make sure mortgage commitment is obtained within the time allowed on contract
  • SELLER: Makes sure attorney sends the copy of new deed to the lending institution where purchaser obtained the mortgage commitment
  • ATTORNEY: Orders title search. Prepares mortgage and note, advises buyers they are ready to set closing date
  • BUYER: Obtains insurance for property prior to closing
  • BROKER: Makes sure appointment is set for closing
  • BUYER: Is advised of figure for the amount required to close from the lending institution or attorney, or broker, and then obtains a certified or cashier check for this amount
  • SELLER & BUYER: Transfer title at agreed upon location. Possession to be obtained in accordance with date shown on contract. Be sure all utilities have been notified and meters read


  • SELLERS usually pay: commission, real estate taxes to date of possession, state transfer tax, release of mortgage
  • BUYERS usually pay: title search, all charges related to their mortgage, recording of deed and mortgage, oil in tank if oil heat in home, home inspections, termite, radon, and lead inspections and drawing of mortgage

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Phone: 973-376-9393 | Fax: 973-376-9080 | info@century21altman.com
871 Mountain Ave., Ste. 111, Springfield, NJ 07081-3456

All content contained herein cannot be copied or used off this Web site in any way without the express written consent of the owner. CENTURY 21® is a registered trademark owned by CENTURY 21 Real Estate LLC . An Equal Opportunity Company. Each office is independently owned and operated. Properties data provided through IDX with Garden State Multiple Listing Service, LLC. **All information is deemed RELIABLE but not GUARANTEED. All  room sizes are approximate**

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